*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#002B6B;--blue:#0051A8;--sky:#2475C7;--light:#E8F1FB;
  --gold:#C9A84C;--gold-lt:#F0D990;--white:#FFFFFF;--off:#F7F9FC;
  --text:#1A1A2E;--muted:#5A6478;--border:#D0DCF0;
  --font-serif:'Playfair Display',Georgia,serif;
  --font-sans:'Inter',-apple-system,sans-serif;
  --radius:16px;--max:1200px;--trans:0.4s cubic-bezier(0.4,0,0.2,1)
}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:var(--font-sans);color:var(--text);background:var(--white);overflow-x:hidden}
nav{position:fixed;top:0;left:0;right:0;z-index:100;padding:0 2rem;background:rgba(0,27,82,0.97);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(201,168,76,0.2)}
.nav-inner{max-width:var(--max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:70px}
.nav-logo{font-family:var(--font-serif);color:var(--white);font-size:1.35rem;font-weight:600;letter-spacing:-0.01em;text-decoration:none}
.nav-logo span{color:var(--gold)}
.nav-links{display:flex;gap:2.5rem;list-style:none}
.nav-links a{color:rgba(255,255,255,0.82);font-size:0.875rem;font-weight:500;text-decoration:none;letter-spacing:0.04em;text-transform:uppercase;transition:color var(--trans)}
.nav-links a:hover{color:var(--gold)}
.nav-cta{background:var(--gold);color:var(--navy);padding:0.6rem 1.4rem;border-radius:50px;font-size:0.85rem;font-weight:600;text-decoration:none;letter-spacing:0.03em;text-transform:uppercase;transition:background var(--trans),transform var(--trans);white-space:nowrap}
.nav-cta:hover{background:var(--gold-lt);transform:translateY(-1px)}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:4px;background:none;border:none}
.hamburger span{width:24px;height:2px;background:var(--white);border-radius:2px;display:block}
#hero{min-height:100vh;background:linear-gradient(135deg,var(--navy) 0%,#001550 40%,#003087 100%);display:flex;align-items:center;position:relative;overflow:hidden;padding-top:70px}
.hero-bg-pattern{position:absolute;inset:0;opacity:0.04;background-image:radial-gradient(circle at 25% 25%,var(--gold) 1px,transparent 1px),radial-gradient(circle at 75% 75%,var(--gold) 1px,transparent 1px);background-size:80px 80px}
.hero-glow{position:absolute;width:600px;height:600px;background:radial-gradient(circle,rgba(0,81,168,0.35) 0%,transparent 70%);top:-100px;right:-100px;pointer-events:none}
.hero-inner{max-width:var(--max);margin:0 auto;padding:6rem 2rem;display:grid;grid-template-columns:1fr 420px;gap:5rem;align-items:center;position:relative;z-index:2;width:100%}
.hero-badge{display:inline-flex;align-items:center;gap:0.5rem;background:rgba(201,168,76,0.15);border:1px solid rgba(201,168,76,0.35);color:var(--gold-lt);padding:0.45rem 1rem;border-radius:50px;font-size:0.78rem;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;margin-bottom:1.8rem}
.hero-badge::before{content:'';width:6px;height:6px;background:var(--gold);border-radius:50%;box-shadow:0 0 8px var(--gold);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:0.4}}
.hero-title{font-family:var(--font-serif);color:var(--white);font-size:clamp(2.8rem,5vw,4.2rem);font-weight:700;line-height:1.1;letter-spacing:-0.02em;margin-bottom:0.3rem}
.hero-title em{font-style:italic;color:var(--gold);display:block;font-size:1.08em}
.hero-subtitle{font-family:var(--font-serif);color:rgba(255,255,255,0.6);font-size:1.1rem;font-weight:400;letter-spacing:0.04em;text-transform:uppercase;margin-bottom:1.6rem}
.hero-desc{color:rgba(255,255,255,0.75);font-size:1.1rem;line-height:1.75;max-width:520px;margin-bottom:2.5rem;font-weight:300}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:3.5rem}
.btn-primary{background:var(--gold);color:var(--navy);padding:0.9rem 2rem;border-radius:50px;font-size:0.95rem;font-weight:600;text-decoration:none;letter-spacing:0.02em;transition:all var(--trans);display:inline-flex;align-items:center;gap:0.5rem}
.btn-primary:hover{background:var(--gold-lt);transform:translateY(-2px);box-shadow:0 8px 24px rgba(201,168,76,0.4)}
.btn-outline{border:1.5px solid rgba(255,255,255,0.35);color:var(--white);padding:0.9rem 2rem;border-radius:50px;font-size:0.95rem;font-weight:500;text-decoration:none;letter-spacing:0.02em;transition:all var(--trans)}
.btn-outline:hover{border-color:var(--gold);color:var(--gold)}
.hero-stats{display:flex;gap:2.5rem;border-top:1px solid rgba(255,255,255,0.12);padding-top:2.5rem}
.stat-item{display:flex;flex-direction:column}
.stat-num{font-family:var(--font-serif);color:var(--gold);font-size:2.2rem;font-weight:700;line-height:1}
.stat-label{color:rgba(255,255,255,0.55);font-size:0.8rem;font-weight:500;text-transform:uppercase;letter-spacing:0.06em;margin-top:0.3rem}
.hero-photo-wrap{position:relative;display:flex;justify-content:center;align-items:flex-end}
.hero-photo-frame{position:relative;width:380px;border-radius:200px 200px 120px 120px;overflow:hidden;box-shadow:0 40px 80px rgba(0,0,0,0.5),0 0 0 1px rgba(201,168,76,0.2)}
.hero-photo-frame img{width:100%;height:540px;object-fit:cover;object-position:center 10%;display:block}
.hero-photo-ring{position:absolute;inset:-12px;border-radius:200px 200px 130px 130px;border:1px solid rgba(201,168,76,0.25);pointer-events:none}
.hero-photo-accent{position:absolute;bottom:-20px;left:-20px;width:140px;height:140px;background:linear-gradient(135deg,var(--gold) 0%,var(--sky) 100%);border-radius:50%;opacity:0.12;pointer-events:none}
#pillars{background:var(--off);padding:6rem 2rem;position:relative;overflow:hidden}
#pillars::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--navy),var(--gold),var(--sky))}
.section-eyebrow{font-size:0.78rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--blue);margin-bottom:0.8rem}
.section-title{font-family:var(--font-serif);font-size:clamp(2rem,3.5vw,2.8rem);font-weight:700;color:var(--navy);line-height:1.2;margin-bottom:1.2rem;letter-spacing:-0.02em}
.section-title em{font-style:italic;color:var(--blue)}
.section-lead{font-size:1.1rem;color:var(--muted);line-height:1.75;max-width:600px;font-weight:300}
.center{text-align:center;margin:0 auto}
.section-header{margin-bottom:4rem}
.pillars-grid{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.pillar-card{background:var(--white);border-radius:var(--radius);padding:2.5rem;border:1px solid var(--border);position:relative;overflow:hidden;transition:transform var(--trans),box-shadow var(--trans)}
.pillar-card:hover{transform:translateY(-6px);box-shadow:0 20px 48px rgba(0,43,107,0.12)}
.pillar-card::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--card-color,var(--blue));border-radius:var(--radius) var(--radius) 0 0}
.pillar-icon{width:56px;height:56px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.6rem;margin-bottom:1.5rem;background:var(--card-bg,var(--light))}
.pillar-title{font-family:var(--font-serif);font-size:1.4rem;font-weight:600;color:var(--navy);margin-bottom:0.75rem}
.pillar-text{color:var(--muted);font-size:0.95rem;line-height:1.7}
#about{padding:6rem 2rem;background:linear-gradient(to bottom,var(--white),var(--off))}
.about-inner{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:480px 1fr;gap:5rem;align-items:center}
.about-main-photo{width:100%;border-radius:var(--radius);overflow:hidden;box-shadow:0 24px 60px rgba(0,43,107,0.18)}
.about-main-photo img{width:100%;height:580px;object-fit:cover;display:block;object-position:top}
.about-photos{position:relative}
.about-badge-card{position:absolute;bottom:-24px;right:-24px;background:var(--navy);color:var(--white);padding:1.4rem 1.8rem;border-radius:14px;box-shadow:0 12px 32px rgba(0,0,0,0.25);border:1px solid rgba(201,168,76,0.3)}
.about-badge-card .num{font-family:var(--font-serif);font-size:2.4rem;font-weight:700;color:var(--gold);line-height:1}
.about-badge-card .lbl{font-size:0.8rem;color:rgba(255,255,255,0.7);text-transform:uppercase;letter-spacing:0.06em;margin-top:0.25rem}
.about-content .section-lead{max-width:100%;margin-bottom:2rem}
.about-highlights{display:flex;flex-direction:column;gap:1rem;margin-bottom:2.5rem}
.highlight-item{display:flex;gap:1rem;align-items:flex-start;padding:1rem 1.2rem;background:var(--light);border-radius:10px;border-left:3px solid var(--blue)}
.highlight-icon{font-size:1.3rem;flex-shrink:0;margin-top:0.1rem}
.highlight-title{font-weight:600;color:var(--navy);font-size:0.95rem;margin-bottom:0.2rem}
.highlight-text{color:var(--muted);font-size:0.875rem;line-height:1.5}
#media-sec{padding:6rem 2rem;background:var(--navy);position:relative;overflow:hidden}
.media-glow{position:absolute;width:500px;height:500px;background:radial-gradient(circle,rgba(201,168,76,0.08) 0%,transparent 70%);top:-100px;left:50%;transform:translateX(-50%)}
#media-sec .section-eyebrow{color:var(--gold-lt)}
#media-sec .section-title{color:var(--white)}
#media-sec .section-lead{color:rgba(255,255,255,0.65)}
.media-grid{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.media-card{border-radius:var(--radius);overflow:hidden;position:relative;aspect-ratio:4/3;box-shadow:0 8px 32px rgba(0,0,0,0.4);transition:transform var(--trans)}
.media-card:hover{transform:scale(1.03)}
.media-card img{width:100%;height:100%;object-fit:cover;display:block}
.media-card-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(0,27,82,0.9) 0%,transparent 50%)}
.media-card-label{position:absolute;bottom:1rem;left:1rem;right:1rem;color:var(--white)}
.media-card-label .venue{font-size:0.75rem;color:var(--gold-lt);text-transform:uppercase;letter-spacing:0.07em;font-weight:600}
.media-card-label .event{font-size:0.95rem;font-weight:500;margin-top:0.2rem}
#testimonials{padding:6rem 2rem;background:var(--off)}
.testimonials-grid{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.testimonial-card{background:var(--white);border-radius:var(--radius);padding:2rem;border:1px solid var(--border);transition:box-shadow var(--trans),transform var(--trans)}
.testimonial-card:hover{box-shadow:0 16px 40px rgba(0,43,107,0.1);transform:translateY(-4px)}
.testimonial-stars{color:var(--gold);font-size:1rem;margin-bottom:1rem;letter-spacing:2px}
.testimonial-text{color:var(--text);font-size:0.95rem;line-height:1.7;font-style:italic;margin-bottom:1.5rem;font-family:var(--font-serif);font-weight:400}
.testimonial-author{display:flex;align-items:center;gap:0.75rem}
.testimonial-avatar{width:44px;height:44px;border-radius:50%;background:var(--light);border:2px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
.testimonial-name{font-weight:600;color:var(--navy);font-size:0.9rem}
.testimonial-loc{color:var(--muted);font-size:0.8rem}
#assessment{padding:6rem 2rem;background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);position:relative;overflow:hidden}
.assessment-inner{max-width:760px;margin:0 auto;text-align:center;position:relative;z-index:2}
#assessment .section-eyebrow{color:var(--gold-lt)}
#assessment .section-title{color:var(--white);margin-bottom:1rem}
#assessment .section-lead{color:rgba(255,255,255,0.75);margin:0 auto 3rem}
.quiz-container{background:rgba(255,255,255,0.06);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,0.15);border-radius:20px;padding:2.5rem;text-align:left}
.quiz-step{display:none}
.quiz-step.active{display:block}
.quiz-question{font-family:var(--font-serif);color:var(--white);font-size:1.3rem;font-weight:600;margin-bottom:0.5rem}
.quiz-sub{color:rgba(255,255,255,0.6);font-size:0.9rem;margin-bottom:1.5rem}
.quiz-options{display:grid;grid-template-columns:1fr 1fr;gap:0.75rem}
.quiz-option{background:rgba(255,255,255,0.08);border:1.5px solid rgba(255,255,255,0.2);color:var(--white);padding:0.9rem 1.2rem;border-radius:10px;cursor:pointer;font-size:0.9rem;transition:all var(--trans);text-align:left;display:flex;align-items:center;gap:0.75rem;font-family:var(--font-sans)}
.quiz-option:hover{background:rgba(201,168,76,0.15);border-color:var(--gold)}
.quiz-option.selected{background:rgba(201,168,76,0.2);border-color:var(--gold);color:var(--gold-lt)}
.quiz-option-icon{font-size:1.2rem;flex-shrink:0}
.quiz-progress{display:flex;gap:0.4rem;margin-bottom:1.5rem}
.quiz-progress-bar{flex:1;height:3px;background:rgba(255,255,255,0.15);border-radius:3px;transition:background var(--trans)}
.quiz-progress-bar.done{background:var(--gold)}
.quiz-nav{display:flex;justify-content:space-between;margin-top:1.5rem;align-items:center}
.quiz-nav-btn{background:var(--gold);color:var(--navy);padding:0.75rem 1.8rem;border-radius:50px;font-weight:600;cursor:pointer;border:none;font-size:0.9rem;font-family:var(--font-sans);transition:all var(--trans)}
.quiz-nav-btn:hover{background:var(--gold-lt)}
.quiz-nav-btn.secondary{background:transparent;border:1.5px solid rgba(255,255,255,0.3);color:var(--white)}
.quiz-nav-btn.secondary:hover{border-color:var(--white)}
.quiz-result{text-align:center;padding:1rem 0}
.quiz-result-title{font-family:var(--font-serif);color:var(--gold);font-size:1.8rem;font-weight:700;margin-bottom:0.5rem}
.quiz-result-text{color:rgba(255,255,255,0.8);font-size:1rem;line-height:1.65;margin-bottom:1.5rem}
#connect{padding:5rem 2rem;background:var(--white)}
.connect-inner{max-width:640px;margin:0 auto;text-align:center}
.email-form{display:flex;gap:0.75rem;margin-top:2rem;flex-wrap:wrap;justify-content:center}
.email-input{flex:1;min-width:260px;padding:0.9rem 1.4rem;border:1.5px solid var(--border);border-radius:50px;font-size:0.95rem;font-family:var(--font-sans);color:var(--text);outline:none;transition:border-color var(--trans);background:var(--off)}
.email-input:focus{border-color:var(--blue);background:var(--white)}
.email-submit{background:var(--navy);color:var(--white);padding:0.9rem 2rem;border-radius:50px;font-size:0.95rem;font-weight:600;border:none;cursor:pointer;font-family:var(--font-sans);transition:all var(--trans);white-space:nowrap}
.email-submit:hover{background:var(--blue);transform:translateY(-1px)}
.email-privacy{font-size:0.8rem;color:var(--muted);margin-top:0.8rem}
#booking{padding:6rem 2rem;background:var(--off)}
.booking-inner{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:1fr 460px;gap:4rem;align-items:center}
.booking-form-card{background:var(--white);border-radius:20px;padding:2.5rem;box-shadow:0 20px 60px rgba(0,43,107,0.1);border:1px solid var(--border)}
.booking-form-title{font-family:var(--font-serif);font-size:1.6rem;color:var(--navy);font-weight:700;margin-bottom:0.5rem}
.booking-form-sub{color:var(--muted);font-size:0.9rem;margin-bottom:1.8rem}
.form-group{margin-bottom:1.2rem}
.form-label{display:block;font-size:0.85rem;font-weight:500;color:var(--text);margin-bottom:0.4rem;letter-spacing:0.02em}
.form-input,.form-select,.form-textarea{width:100%;padding:0.8rem 1.1rem;border:1.5px solid var(--border);border-radius:10px;font-size:0.9rem;font-family:var(--font-sans);color:var(--text);background:var(--off);outline:none;transition:border-color var(--trans)}
.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--blue);background:var(--white)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-textarea{min-height:90px;resize:vertical}
.form-submit{width:100%;background:var(--navy);color:var(--white);padding:1rem;border-radius:50px;font-size:1rem;font-weight:600;border:none;cursor:pointer;font-family:var(--font-sans);transition:all var(--trans);margin-top:0.5rem}
.form-submit:hover{background:var(--blue);transform:translateY(-1px)}
.booking-photo-stack{position:relative}
.booking-float-card{position:absolute;top:1.5rem;right:-1.5rem;background:var(--white);border-radius:14px;padding:1rem 1.3rem;box-shadow:0 8px 32px rgba(0,43,107,0.15);border:1px solid var(--border);z-index:2}
.booking-float-card .tag{font-size:0.75rem;color:var(--blue);font-weight:600;text-transform:uppercase;letter-spacing:0.07em}
.booking-float-card .value{font-family:var(--font-serif);font-size:1.5rem;font-weight:700;color:var(--navy);margin:0.1rem 0}
.booking-float-card .sub{font-size:0.8rem;color:var(--muted)}
.booking-main-img{border-radius:var(--radius);overflow:hidden;box-shadow:0 20px 50px rgba(0,43,107,0.18)}
.booking-main-img img{width:100%;height:480px;object-fit:cover;display:block;object-position:top}
#resources{padding:6rem 2rem;background:var(--white)}
.resources-grid{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}
.resource-card{border-radius:var(--radius);border:1px solid var(--border);overflow:hidden;transition:transform var(--trans),box-shadow var(--trans);background:var(--white)}
.resource-card:hover{transform:translateY(-5px);box-shadow:0 16px 40px rgba(0,43,107,0.1)}
.resource-thumb{height:160px;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;font-size:3rem}
.resource-body{padding:1.3rem}
.resource-type{font-size:0.72rem;font-weight:600;letter-spacing:0.09em;text-transform:uppercase;color:var(--blue);margin-bottom:0.5rem}
.resource-title{font-weight:600;color:var(--navy);font-size:0.95rem;line-height:1.4;margin-bottom:0.5rem}
.resource-desc{font-size:0.82rem;color:var(--muted);line-height:1.5}
.resource-link{display:inline-flex;align-items:center;gap:0.4rem;color:var(--blue);font-size:0.82rem;font-weight:600;text-decoration:none;margin-top:0.8rem;transition:gap var(--trans)}
.resource-link:hover{gap:0.7rem}



.ig-handle:hover{color:var(--navy)}





.ig-item:hover 



















.modal-overlay{position:fixed;inset:0;background:rgba(0,10,30,0.7);backdrop-filter:blur(4px);z-index:1000;display:none;align-items:center;justify-content:center;padding:1rem}
.modal-overlay.open{display:flex}
.modal-box{background:var(--white);border-radius:20px;max-width:700px;width:100%;max-height:90vh;overflow-y:auto;padding:3rem;position:relative}
.modal-close{position:absolute;top:1.2rem;right:1.2rem;background:var(--light);border:none;border-radius:50%;width:36px;height:36px;display:flex;align-items:center;justify-content:center;cursor:pointer;font-size:1rem;color:var(--muted);transition:background var(--trans)}
.modal-close:hover{background:var(--border)}
.modal-title{font-family:var(--font-serif);font-size:1.8rem;font-weight:700;color:var(--navy);margin-bottom:1rem}
.modal-body{color:var(--muted);font-size:0.95rem;line-height:1.75}
.modal-body h3{font-size:1.1rem;color:var(--navy);font-weight:600;margin:1.5rem 0 0.5rem}
.modal-body p{margin-bottom:0.75rem}
.modal-body ul{padding-left:1.3rem;margin-bottom:0.75rem}
.modal-body ul li{margin-bottom:0.4rem}
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:3rem;text-align:center}
  .hero-photo-wrap{justify-content:center}
  .hero-stats{justify-content:center}
  .hero-desc{margin:0 auto 2.5rem}
  .hero-actions{justify-content:center}
  .pillars-grid{grid-template-columns:1fr}
  .about-inner{grid-template-columns:1fr}
  .about-badge-card{right:1rem;bottom:1rem}
  .media-grid{grid-template-columns:1fr 1fr}
  .testimonials-grid{grid-template-columns:1fr}
  .booking-inner{grid-template-columns:1fr}
  .booking-float-card{display:none}
  .resources-grid{grid-template-columns:1fr 1fr}
  

}
@media(max-width:640px){
  .nav-links{display:none}
  .hamburger{display:flex}
  .hero-photo-frame{width:280px}
  .hero-photo-frame img{height:380px}
  .media-grid{grid-template-columns:1fr}
  .quiz-options{grid-template-columns:1fr}
  .resources-grid{grid-template-columns:1fr}
  


  .form-row{grid-template-columns:1fr}
}
.reveal{opacity:0;transform:translateY(28px);transition:opacity 0.65s ease,transform 0.65s ease}
.reveal.visible{opacity:1;transform:translateY(0)}

#insights{padding:6rem 2rem;background:var(--white)}
.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;margin-top:0}
.insight-card{border-radius:var(--radius);border:1px solid var(--border);overflow:hidden;background:var(--white);transition:transform var(--trans),box-shadow var(--trans)}
.insight-card:hover{transform:translateY(-6px);box-shadow:0 20px 48px rgba(0,43,107,0.1)}
.insight-thumb{height:180px;display:flex;align-items:center;justify-content:center;position:relative}
.insight-emoji{font-size:3.5rem}
.insight-body{padding:1.5rem}
.insight-meta{display:flex;justify-content:space-between;align-items:center;margin-bottom:0.6rem}
.insight-cat{font-size:0.72rem;font-weight:600;letter-spacing:0.09em;text-transform:uppercase;color:var(--blue)}
.insight-date{font-size:0.75rem;color:var(--muted)}
.insight-title{font-family:var(--font-serif);font-size:1.15rem;font-weight:600;color:var(--navy);line-height:1.35;margin-bottom:0.6rem}
.insight-excerpt{font-size:0.875rem;color:var(--muted);line-height:1.65;margin-bottom:1rem}
.insight-link{color:var(--blue);font-size:0.85rem;font-weight:600;text-decoration:none;transition:gap var(--trans);display:inline-flex;align-items:center;gap:0.3rem}
.insight-link:hover{color:var(--navy)}
@media(max-width:960px){.insights-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.insights-grid{grid-template-columns:1fr}}

/* ═══════════════════════════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════════════════════════ */
footer{background:#002B6B;padding:4rem 2rem 0;margin:0}
.footer-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;padding-bottom:3rem}
.footer-tagline{font-family:'Playfair Display',Georgia,serif;font-size:1.25rem;font-weight:600;color:#C9A84C;margin-bottom:0.6rem;letter-spacing:-0.01em}
.footer-desc{font-size:0.875rem;line-height:1.75;color:rgba(255,255,255,0.6);margin-bottom:1.4rem}
.footer-social{display:flex;gap:0.75rem}
.social-btn{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;text-decoration:none;color:rgba(255,255,255,0.8);transition:background 0.3s,border-color 0.3s,color 0.3s;flex-shrink:0}
.social-btn:hover{background:#C9A84C;border-color:#C9A84C;color:#002B6B}
.footer-col h4{color:#ffffff;font-size:0.8rem;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:1.2rem;padding-bottom:0.6rem;border-bottom:1px solid rgba(201,168,76,0.3)}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:0.65rem}
.footer-col a{color:rgba(255,255,255,0.6);text-decoration:none;font-size:0.875rem;line-height:1.4;transition:color 0.3s,padding-left 0.2s}
.footer-col a:hover{color:#C9A84C;padding-left:4px}
.footer-bottom{max-width:1200px;margin:0 auto;border-top:1px solid rgba(255,255,255,0.12);padding:1.5rem 0 2rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:0.75rem}
.footer-copy{color:rgba(255,255,255,0.4);font-size:0.8rem}
.footer-legal{display:flex;gap:1.5rem}
.footer-legal a{color:rgba(255,255,255,0.45);text-decoration:none;font-size:0.8rem;transition:color 0.3s}
.footer-legal a:hover{color:#C9A84C}
.footer-powered{color:rgba(255,255,255,0.4);font-size:0.8rem}
.footer-powered a{color:rgba(255,255,255,0.55);text-decoration:none;border-bottom:1px solid rgba(255,255,255,0.2);transition:color 0.3s,border-color 0.3s}
.footer-powered a:hover{color:#C9A84C;border-color:#C9A84C}
@media(max-width:960px){.footer-inner{grid-template-columns:1fr 1fr;gap:2.5rem}}
@media(max-width:640px){.footer-inner{grid-template-columns:1fr;gap:2rem}.footer-bottom{flex-direction:column;align-items:flex-start;gap:0.6rem}}

/* ═══════════════════════════════════════════════════════════════════
   INSIGHTS — homepage cards
═══════════════════════════════════════════════════════════════════ */
#insights{padding:6rem 2rem;background:var(--white)}
.insights-grid{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.insight-card{border-radius:var(--radius);border:1px solid var(--border);overflow:hidden;background:var(--white);transition:transform var(--trans),box-shadow var(--trans);display:flex;flex-direction:column}
.insight-card:hover{transform:translateY(-6px);box-shadow:0 20px 48px rgba(0,43,107,0.1)}
.insight-thumb{height:180px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.insight-emoji{font-size:3.5rem;line-height:1}
.insight-body{padding:1.5rem;flex:1;display:flex;flex-direction:column}
.insight-meta{display:flex;justify-content:space-between;align-items:center;margin-bottom:0.6rem;gap:0.5rem}
.insight-cat{font-size:0.72rem;font-weight:600;letter-spacing:0.09em;text-transform:uppercase;color:var(--blue)}
.insight-date{font-size:0.75rem;color:var(--muted);white-space:nowrap}
.insight-title{font-family:var(--font-serif);font-size:1.1rem;font-weight:600;color:var(--navy);line-height:1.35;margin-bottom:0.6rem}
.insight-excerpt{font-size:0.875rem;color:var(--muted);line-height:1.65;margin-bottom:1rem;flex:1}
.insight-link{color:var(--blue);font-size:0.85rem;font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:0.3rem;transition:gap 0.3s,color 0.3s;margin-top:auto}
.insight-link:hover{color:var(--navy);gap:0.6rem}
@media(max-width:960px){.insights-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.insights-grid{grid-template-columns:1fr}}

/* ═══════════════════════════════════════════════════════════════════
   INSIGHTS LISTING PAGE  (insights.php)
═══════════════════════════════════════════════════════════════════ */
.insights-listing-grid{display:flex;flex-direction:column;gap:2rem}
.insights-list-card{display:grid;grid-template-columns:200px 1fr;gap:2rem;align-items:start;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;background:var(--white);transition:transform var(--trans),box-shadow var(--trans)}
.insights-list-card:hover{transform:translateY(-3px);box-shadow:0 12px 32px rgba(0,43,107,0.1)}
.insights-list-thumb{height:160px;display:flex;align-items:center;justify-content:center;text-decoration:none;flex-shrink:0;font-size:2.8rem}
.insights-list-body{padding:1.5rem 1.5rem 1.5rem 0}
.insights-list-meta{display:flex;align-items:center;gap:0.5rem;margin-bottom:0.6rem;flex-wrap:wrap}
.insights-list-sep{color:var(--muted)}
.insights-list-title{font-family:var(--font-serif);font-size:1.3rem;font-weight:600;color:var(--navy);line-height:1.3;margin-bottom:0.6rem}
.insights-list-title a{text-decoration:none;color:inherit;transition:color var(--trans)}
.insights-list-title a:hover{color:var(--blue)}
.insights-list-excerpt{font-size:0.9rem;color:var(--muted);line-height:1.7;margin-bottom:1rem}
@media(max-width:640px){
  .insights-list-card{grid-template-columns:1fr}
  .insights-list-thumb{height:120px}
  .insights-list-body{padding:1.2rem}
}

/* ═══════════════════════════════════════════════════════════════════
   PAGINATION
═══════════════════════════════════════════════════════════════════ */
.pagination{display:flex;align-items:center;justify-content:center;gap:0.75rem;flex-wrap:wrap;margin-top:3rem;padding-top:2rem;border-top:1px solid var(--border);flex-direction:column}
.pagination-pages{display:flex;align-items:center;gap:0.5rem}
.pagination-btn{background:var(--navy);color:var(--white);padding:0.6rem 1.4rem;border-radius:50px;font-size:0.875rem;font-weight:600;text-decoration:none;transition:background var(--trans)}
.pagination-btn:hover{background:var(--blue)}
.pagination-page{width:38px;height:38px;border-radius:50%;border:1.5px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:0.875rem;font-weight:500;text-decoration:none;color:var(--text);transition:all var(--trans)}
.pagination-page:hover{border-color:var(--blue);color:var(--blue)}
.pagination-current{width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-size:0.875rem;font-weight:600}
.pagination-ellipsis{color:var(--muted);font-size:0.875rem;padding:0 0.25rem}
.pagination-info{color:var(--muted);font-size:0.8rem;text-align:center}

/* ═══════════════════════════════════════════════════════════════════
   BLOG ARTICLE PAGE
═══════════════════════════════════════════════════════════════════ */
.blog-hero{padding:4rem 2rem 3rem;text-align:center}
.blog-eyebrow{font-size:0.78rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:rgba(240,217,144,0.9);margin-bottom:0.75rem}
.blog-icon{font-size:3.5rem;margin-bottom:0.75rem;line-height:1}
.blog-title{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.8rem,4vw,2.8rem);font-weight:700;color:#ffffff;line-height:1.2;max-width:760px;margin:0 auto 1rem}
.blog-byline{display:flex;align-items:center;justify-content:center;gap:0.75rem;font-size:0.875rem;color:rgba(255,255,255,0.65);flex-wrap:wrap}
.blog-byline-dot{color:rgba(255,255,255,0.3)}
.blog-content-wrap{max-width:780px;margin:0 auto;padding:3rem 2rem}
.blog-breadcrumb{display:flex;align-items:center;gap:0.5rem;margin-bottom:2.5rem;font-size:0.85rem;flex-wrap:wrap}
.blog-breadcrumb a{color:var(--blue);text-decoration:none;font-weight:500;transition:color var(--trans)}
.blog-breadcrumb a:hover{color:var(--navy)}
.blog-breadcrumb span{color:var(--muted)}
.blog-article{font-size:1.05rem;line-height:1.85;color:var(--text)}
.blog-article h2{font-family:'Playfair Display',Georgia,serif;font-size:1.5rem;font-weight:700;color:var(--navy);margin:2.5rem 0 0.75rem;line-height:1.25}
.blog-article p{margin-bottom:1.2rem;color:#3a3a5c}
.blog-article ul,.blog-article ol{padding-left:1.5rem;margin-bottom:1.2rem}
.blog-article li{margin-bottom:0.5rem;color:#3a3a5c;line-height:1.75}
.blog-article strong{color:var(--navy);font-weight:600}
.blog-author-card{display:flex;align-items:center;gap:1rem;margin-top:3rem;padding-top:2rem;border-top:1px solid var(--border)}
.blog-author-avatar{width:52px;height:52px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:1.2rem;flex-shrink:0;font-weight:700;font-family:var(--font-serif)}
.blog-author-name{font-weight:600;color:var(--navy);font-size:0.95rem}
.blog-author-role{font-size:0.8rem;color:var(--muted);margin-top:0.1rem}
.blog-cta-box{margin-top:2.5rem;text-align:center;background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);border-radius:16px;padding:2.5rem}
.blog-cta-title{font-family:'Playfair Display',Georgia,serif;font-size:1.4rem;color:#ffffff;font-weight:700;margin-bottom:0.5rem}
.blog-cta-text{font-size:0.9rem;color:rgba(255,255,255,0.72);margin-bottom:1.5rem;line-height:1.65}
.btn-outline-dark{border:1.5px solid var(--border);color:var(--muted);padding:0.75rem 1.8rem;border-radius:50px;font-size:0.875rem;font-weight:500;text-decoration:none;display:inline-flex;align-items:center;gap:0.4rem;transition:all var(--trans)}
.btn-outline-dark:hover{border-color:var(--blue);color:var(--blue)}
@media(max-width:640px){.blog-content-wrap{padding:2rem 1.2rem}.blog-hero{padding:3rem 1.5rem 2.5rem}}

/* ═══════════════════════════════════════════════════════════════════
   LEGAL PAGES
═══════════════════════════════════════════════════════════════════ */
.legal-hero{padding:4rem 2rem 3rem;text-align:center}
.legal-eyebrow{font-size:0.78rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:rgba(240,217,144,0.85);margin-bottom:0.75rem}
.legal-title{font-family:'Playfair Display',Georgia,serif;font-size:clamp(2rem,4vw,3rem);font-weight:700;color:#ffffff;margin-bottom:0.75rem}
.legal-date{color:rgba(255,255,255,0.5);font-size:0.85rem}
.legal-content{max-width:800px;margin:0 auto;padding:3rem 2rem 5rem}
.legal-card{background:var(--white);border-radius:16px;padding:3rem;box-shadow:0 4px 24px rgba(0,43,107,0.08);border:1px solid var(--border)}
.legal-back{display:inline-flex;align-items:center;gap:0.4rem;color:var(--blue);font-size:0.875rem;font-weight:600;text-decoration:none;margin-bottom:2.5rem;transition:color var(--trans)}
.legal-back:hover{color:var(--navy)}
.legal-card h2{font-family:'Playfair Display',Georgia,serif;font-size:1.2rem;font-weight:600;color:var(--navy);margin:2rem 0 0.6rem;padding-top:1.5rem;border-top:1px solid var(--border)}
.legal-card h2:first-of-type{margin-top:0;padding-top:0;border-top:none}
.legal-card p{color:var(--muted);font-size:0.95rem;line-height:1.8;margin-bottom:0.75rem}
.legal-card ul{padding-left:1.4rem;margin-bottom:0.75rem}
.legal-card ul li{color:var(--muted);font-size:0.95rem;line-height:1.8;margin-bottom:0.4rem}
.legal-card strong{color:var(--text);font-weight:600}
@media(max-width:640px){.legal-card{padding:1.8rem}.legal-content{padding:2rem 1.2rem 4rem}}

/* ═══════════════════════════════════════════════════════════════════
   TESTIMONIAL CAROUSEL
═══════════════════════════════════════════════════════════════════ */
#testimonials{padding:6rem 2rem;background:var(--off);overflow:hidden}
.testi-carousel-wrap{position:relative;max-width:var(--max);margin:0 auto;display:flex;align-items:center;gap:1rem}
.testi-track{display:flex;gap:1.5rem;overflow:hidden;scroll-behavior:smooth;-webkit-overflow-scrolling:touch;padding:0.5rem 0.25rem}
.testi-card{background:var(--white);border-radius:var(--radius);padding:2rem;border:1px solid var(--border);min-width:320px;max-width:320px;flex-shrink:0;transition:transform var(--trans),box-shadow var(--trans)}
.testi-card:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(0,43,107,0.1)}
.testi-stars{color:var(--gold);font-size:1rem;letter-spacing:2px;margin-bottom:1rem}
.testi-text{color:var(--text);font-size:0.95rem;line-height:1.75;font-style:italic;margin-bottom:1.5rem;font-family:var(--font-serif)}
.testi-author{display:flex;align-items:center;gap:0.75rem}
.testi-avatar{width:44px;height:44px;border-radius:50%;background:var(--light);border:2px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
.testi-name{font-weight:600;color:var(--navy);font-size:0.9rem}
.testi-loc{color:var(--muted);font-size:0.8rem}
.testi-arrow{width:44px;height:44px;border-radius:50%;background:var(--white);border:1.5px solid var(--border);color:var(--navy);font-size:1.1rem;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all var(--trans);z-index:2}
.testi-arrow:hover{background:var(--navy);border-color:var(--navy);color:var(--white)}
.testi-dots{display:flex;justify-content:center;gap:0.5rem;margin-top:1.5rem}
.testi-dot{width:8px;height:8px;border-radius:50%;background:var(--border);cursor:pointer;transition:background var(--trans),transform var(--trans);border:none;padding:0}
.testi-dot.active{background:var(--navy);transform:scale(1.3)}
@media(max-width:640px){
  .testi-card{min-width:280px;max-width:280px}
  .testi-arrow{width:36px;height:36px;font-size:0.9rem}
}